Comprehensive Local Credit Card Guide

Credit Cards in 46373 (Saint John, IN)

Credit Card Debt in 46373

^ Average credit card debt in 46373 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46373

^ Based on overall Indiana data, the credit card delinquency rate in Saint John is approximately 0.66%. ^[2]

Credit Scores in 46373

^ The average credit score in Saint John is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46373

Credit Card Debt in 46373

46373 Credit Card Debt
- The estimated average credit card debt for 46373 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46373

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46373 Credit Scores

Credit Scores in 46373
- Residents of 46373 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46373 (Saint John, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46373 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46373 ^[4]
- 46373 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46373 (Saint John, IN)

Recent credit card complaints originating from consumers in 46373, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46373

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	19
Incorrect information on your report	14
Improper use of your report	6
Unable to get your credit report or credit score	3
Other features, terms, or problems	2
Other	9

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46373

46373 is associated with the city of Saint John, which is located in Lake County in the state of Indiana. ^[6]

46373 Credit Cards

For more information about 46373 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau