Credit Card & Personal Finance Statistics in 46402
Credit Card Debt in 46402
- 46402 Credit Card Debt
-
- The estimated average credit card debt for 46402 residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 46402
46402 Credit Scores
- Credit Scores in 46402
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- Residents of 46402 (IN) have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More 46402 (Gary, IN) Credit Stats
- Credit card delinquency rates in Indiana [2]
-
- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 46402 who are more than 90 days late on payments
-
- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 46402 [4]
-
- 46402 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 46402 (Gary, IN)
Recent credit card complaints originating from consumers in 46402, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 46402
Complaint Issue |
Number of Complaints* |
Problem with a company's investigation into an existing problem |
58 |
Incorrect information on your report |
48 |
Improper use of your report |
36 |
Problem with a credit reporting company's investigation |
7 |
Attempts to collect debt not owed |
3 |
Other |
6 |
* Total 2021 - 2024 (current)
Additional information about Indiana
About 46402
46402 is associated with the city of Gary, which is located in Lake County in the state of Indiana. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Indiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax