Comprehensive Local Credit Card Guide

Credit Cards in 47402 (Bloomington, IN)

Credit Card Debt in 47402

^ Average credit card debt in 47402 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 47402

^ Based on overall Indiana data, the credit card delinquency rate in Bloomington is approximately 0.66%. ^[2]

Credit Scores in 47402

^ The average credit score in Bloomington is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 47402

Credit Card Debt in 47402

47402 Credit Card Debt
- The estimated average credit card debt for 47402 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 47402

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47402 Credit Scores

Credit Scores in 47402
- Residents of 47402 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 47402 (Bloomington, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 47402 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 47402 ^[4]
- 47402 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 47402 (Bloomington, IN)

Recent credit card complaints originating from consumers in 47402, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 47402

Complaint Issue	Number of Complaints*
Struggling to pay mortgage	1

* Total 2021 - 2024 (current)

Additional information about Indiana

About 47402

47402 is associated with the city of Bloomington, which is located in Monroe County in the state of Indiana. ^[6]

47402 Credit Cards

For more information about 47402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau