Comprehensive Local Credit Card Guide

Credit Cards in 46202 (Indianapolis, IN)

Credit Card Debt in 46202

^ Average credit card debt in 46202 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46202

^ Based on overall Indiana data, the credit card delinquency rate in Indianapolis is approximately 0.66%. ^[2]

Credit Scores in 46202

^ The average credit score in Indianapolis is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46202

Credit Card Debt in 46202

46202 Credit Card Debt
- The estimated average credit card debt for 46202 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46202

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46202 Credit Scores

Credit Scores in 46202
- Residents of 46202 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46202 (Indianapolis, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46202 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46202 ^[4]
- 46202 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46202 (Indianapolis, IN)

Recent credit card complaints originating from consumers in 46202, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46202

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	183
Incorrect information on your report	128
Improper use of your report	67
Problem with a credit reporting company's investigation	21
Attempts to collect debt not owed	18
Other	85

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46202

46202 is associated with the city of Indianapolis, which is located in Marion County in the state of Indiana. ^[6]

46202 Credit Cards

For more information about 46202 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46202

6. ^ United States Census Bureau