Credit Card & Personal Finance Statistics in 46361
Credit Card Debt in 46361
- 46361 Credit Card Debt
-
- The estimated average credit card debt for 46361 residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 46361
46361 Credit Scores
- Credit Scores in 46361
-
- Residents of 46361 (IN) have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More 46361 (Michigan City, IN) Credit Stats
- Credit card delinquency rates in Indiana [2]
-
- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 46361 who are more than 90 days late on payments
-
- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 46361 [4]
-
- 46361 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 46361 (Michigan City, IN)
Recent credit card complaints originating from consumers in 46361, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 46361
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Incorrect information on your report |
3 |
| Communication tactics |
2 |
* Total 2021 - 2024 (current)
Additional information about Indiana
About 46361
46361 is associated with the city of Michigan City, which is located in LaPorte County in the state of Indiana. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Indiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
