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Comprehensive Local Credit Card Guide

Credit Cards in 47201 (Columbus, IN)

Credit Card Debt in 47201

^ Average credit card debt in 47201 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47201

^ Based on overall Indiana data, the credit card delinquency rate in Columbus is approximately 0.66%. [2]

Credit Scores in 47201

^ The average credit score in Columbus is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47201

Credit Card Debt in 47201


  • 47201 Credit Card Debt
    • The estimated average credit card debt for 47201 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47201


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47201 Credit Scores


  • Credit Scores in 47201
    • Residents of 47201 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47201 (Columbus, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47201 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47201 [4]
    • 47201 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 47201 (Columbus, IN)

Recent credit card complaints originating from consumers in 47201, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 47201

Complaint Issue Number of Complaints*
Improper use of your report 36
Incorrect information on your report 20
Attempts to collect debt not owed 10
Getting a credit card 5
Dealing with your lender or servicer 4
Other 45
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 47201

47201 is associated with the city of Columbus, which is located in Bartholomew County in the state of Indiana. [6]

IN Credit Cards

47201 Credit Cards

For more information about 47201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47201

6. ^ United States Census Bureau