Comprehensive Local Credit Card Guide

Credit Cards in 47403 (Bloomington, IN)

Credit Card Debt in 47403

^ Average credit card debt in 47403 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 47403

^ Based on overall Indiana data, the credit card delinquency rate in Bloomington is approximately 0.66%. ^[2]

Credit Scores in 47403

^ The average credit score in Bloomington is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 47403

Credit Card Debt in 47403

47403 Credit Card Debt
- The estimated average credit card debt for 47403 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 47403

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47403 Credit Scores

Credit Scores in 47403
- Residents of 47403 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 47403 (Bloomington, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 47403 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 47403 ^[4]
- 47403 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 47403 (Bloomington, IN)

Recent credit card complaints originating from consumers in 47403, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 47403

Complaint Issue	Number of Complaints*
Incorrect information on your report	44
Improper use of your report	40
Problem with a company's investigation into an existing problem	12
Problem with fraud alerts or security freezes	10
Written notification about debt	9
Other	55

* Total 2021 - 2024 (current)

Additional information about Indiana

About 47403

47403 is associated with the city of Bloomington, which is located in Monroe County in the state of Indiana. ^[6]

47403 Credit Cards

For more information about 47403 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47403

6. ^ United States Census Bureau