Comprehensive Local Credit Card Guide

Credit Cards in 50023 (Ankeny, IA)

Credit Card Debt in 50023

^ Average credit card debt in 50023 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50023

^ Based on overall Iowa data, the credit card delinquency rate in Ankeny is approximately 0.41%. ^[2]

Credit Scores in 50023

^ The average credit score in Ankeny is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50023

Credit Card Debt in 50023

50023 Credit Card Debt
- The estimated average credit card debt for 50023 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50023

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50023 Credit Scores

Credit Scores in 50023
- Residents of 50023 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50023 (Ankeny, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50023 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50023 ^[4]
- 50023 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50023 (Ankeny, IA)

Recent credit card complaints originating from consumers in 50023, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50023

Complaint Issue	Number of Complaints*
Incorrect information on your report	72
Improper use of your report	48
Problem with a credit reporting company's investigation	36
Attempts to collect debt not owed	14
Dealing with your lender or servicer	11
Other	59

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50023

50023 is associated with the city of Ankeny, which is located in Polk County in the state of Iowa. ^[6]

50023 Credit Cards

For more information about 50023 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50023

6. ^ United States Census Bureau