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Comprehensive Local Credit Card Guide

Credit Cards in 52403 (Cedar Rapids, IA)

Credit Card Debt in 52403

^ Average credit card debt in 52403 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52403

^ Based on overall Iowa data, the credit card delinquency rate in Cedar Rapids is approximately 0.41%. [2]

Credit Scores in 52403

^ The average credit score in Cedar Rapids is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52403

Credit Card Debt in 52403

  • 52403 Credit Card Debt
    • The estimated average credit card debt for 52403 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52403

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52403 Credit Scores

  • Credit Scores in 52403
    • Residents of 52403 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52403 (Cedar Rapids, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52403 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52403 [4]
    • 52403 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52403 (Cedar Rapids, IA)

Recent credit card complaints originating from consumers in 52403, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 52403

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 7
Improper use of your report 4
Getting a credit card 3
Dealing with your lender or servicer 2
Problem when making payments 2
Other 20
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52403

52403 is associated with the city of Cedar Rapids, which is located in Linn County in the state of Iowa. [6]

IA Credit Cards

52403 Credit Cards

For more information about 52403 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Iowa


Cities in IA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52403

6. ^ United States Census Bureau