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Comprehensive Local Credit Card Guide

Credit Cards in 50031 (Beaver, IA)

Credit Card Debt in 50031

^ Average credit card debt in 50031 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50031

^ Based on overall Iowa data, the credit card delinquency rate in Beaver is approximately 0.41%. [2]

Credit Scores in 50031

^ The average credit score in Beaver is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50031

Credit Card Debt in 50031


  • 50031 Credit Card Debt
    • The estimated average credit card debt for 50031 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50031


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50031 Credit Scores


  • Credit Scores in 50031
    • Residents of 50031 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50031 (Beaver, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50031 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50031 [4]
    • 50031 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50031 (Beaver, IA)

Recent credit card complaints originating from consumers in 50031, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50031

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50031

50031 is associated with the city of Beaver, which is located in Boone County in the state of Iowa. [6]

IA Credit Cards

50031 Credit Cards

For more information about 50031 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50031

6. ^ United States Census Bureau