Comprehensive Local Credit Card Guide

Credit Cards in 50047 (Carlisle, IA)

Credit Card Debt in 50047

^ Average credit card debt in 50047 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50047

^ Based on overall Iowa data, the credit card delinquency rate in Carlisle is approximately 0.41%. ^[2]

Credit Scores in 50047

^ The average credit score in Carlisle is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50047

Credit Card Debt in 50047

50047 Credit Card Debt
- The estimated average credit card debt for 50047 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50047

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50047 Credit Scores

Credit Scores in 50047
- Residents of 50047 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50047 (Carlisle, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50047 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50047 ^[4]
- 50047 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50047 (Carlisle, IA)

Recent credit card complaints originating from consumers in 50047, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50047

Complaint Issue	Number of Complaints*
Improper use of your report	3
Applying for a mortgage or refinancing an existing mortgage	1
Dealing with your lender or servicer	1
Problem when making payments	1
Problem with a purchase shown on your statement	1

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50047

50047 is associated with the city of Carlisle, which is located in Warren County in the state of Iowa. ^[6]

50047 Credit Cards

For more information about 50047 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50047

6. ^ United States Census Bureau