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Comprehensive Local Credit Card Guide

Credit Cards in 50073 (Elkhart, IA)

Credit Card Debt in 50073

^ Average credit card debt in 50073 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50073

^ Based on overall Iowa data, the credit card delinquency rate in Elkhart is approximately 0.41%. [2]

Credit Scores in 50073

^ The average credit score in Elkhart is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50073

Credit Card Debt in 50073


  • 50073 Credit Card Debt
    • The estimated average credit card debt for 50073 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50073


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50073 Credit Scores


  • Credit Scores in 50073
    • Residents of 50073 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50073 (Elkhart, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50073 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50073 [4]
    • 50073 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50073 (Elkhart, IA)

Recent credit card complaints originating from consumers in 50073, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50073

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 2
Took or threatened to take negative or legal action 2
Closing your account 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50073

50073 is associated with the city of Elkhart, which is located in Polk County in the state of Iowa. [6]

IA Credit Cards

50073 Credit Cards

For more information about 50073 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50073

6. ^ United States Census Bureau