Comprehensive Local Credit Card Guide

Credit Cards in 50131 (Johnston, IA)

Credit Card Debt in 50131

^ Average credit card debt in 50131 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50131

^ Based on overall Iowa data, the credit card delinquency rate in Johnston is approximately 0.41%. ^[2]

Credit Scores in 50131

^ The average credit score in Johnston is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50131

Credit Card Debt in 50131

50131 Credit Card Debt
- The estimated average credit card debt for 50131 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50131

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50131 Credit Scores

Credit Scores in 50131
- Residents of 50131 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50131 (Johnston, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50131 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50131 ^[4]
- 50131 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50131 (Johnston, IA)

Recent credit card complaints originating from consumers in 50131, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50131

Complaint Issue	Number of Complaints*
Improper use of your report	198
Incorrect information on your report	121
Problem with a credit reporting company's investigation	21
Problem with a company's investigation into an existing problem	18
Problem with a purchase shown on your statement	6
Other	32

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50131

50131 is associated with the city of Johnston, which is located in Polk County in the state of Iowa. ^[6]

50131 Credit Cards

For more information about 50131 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50131

6. ^ United States Census Bureau