Comprehensive Local Credit Card Guide

Credit Cards in 50220 (Perry, IA)

Credit Card Debt in 50220

^ Average credit card debt in 50220 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50220

^ Based on overall Iowa data, the credit card delinquency rate in Perry is approximately 0.41%. ^[2]

Credit Scores in 50220

^ The average credit score in Perry is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50220

Credit Card Debt in 50220

50220 Credit Card Debt
- The estimated average credit card debt for 50220 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50220

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50220 Credit Scores

Credit Scores in 50220
- Residents of 50220 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50220 (Perry, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50220 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50220 ^[4]
- 50220 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50220 (Perry, IA)

Recent credit card complaints originating from consumers in 50220, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50220

Complaint Issue	Number of Complaints*
Incorrect information on your report	6
Applying for a mortgage or refinancing an existing mortgage	2
Managing an account	2
Attempts to collect debt not owed	1
Managing the loan or lease	1
Other	3

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50220

50220 is associated with the city of Perry, which is located in Dallas County in the state of Iowa. ^[6]

50220 Credit Cards

For more information about 50220 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50220

6. ^ United States Census Bureau