Comprehensive Local Credit Card Guide

Credit Cards in 50266 (West Des Moines, IA)

Credit Card Debt in 50266

^ Average credit card debt in 50266 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50266

^ Based on overall Iowa data, the credit card delinquency rate in West Des Moines is approximately 0.41%. ^[2]

Credit Scores in 50266

^ The average credit score in West Des Moines is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50266

Credit Card Debt in 50266

50266 Credit Card Debt
- The estimated average credit card debt for 50266 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50266

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50266 Credit Scores

Credit Scores in 50266
- Residents of 50266 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50266 (West Des Moines, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50266 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50266 ^[4]
- 50266 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50266 (West Des Moines, IA)

Recent credit card complaints originating from consumers in 50266, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50266

Complaint Issue	Number of Complaints*
Incorrect information on your report	88
Improper use of your report	62
Problem with a credit reporting company's investigation	52
Problem with a company's investigation into an existing problem	17
Problem with a purchase shown on your statement	8
Other	76

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50266

50266 is associated with the city of West Des Moines, which is located in Polk County in the state of Iowa. ^[6]

50266 Credit Cards

For more information about 50266 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50266

6. ^ United States Census Bureau