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Comprehensive Local Credit Card Guide

Credit Cards in 50308 (Des Moines, IA)

Credit Card Debt in 50308

^ Average credit card debt in 50308 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50308

^ Based on overall Iowa data, the credit card delinquency rate in Des Moines is approximately 0.41%. [2]

Credit Scores in 50308

^ The average credit score in Des Moines is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50308

Credit Card Debt in 50308


  • 50308 Credit Card Debt
    • The estimated average credit card debt for 50308 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50308


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50308 Credit Scores


  • Credit Scores in 50308
    • Residents of 50308 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50308 (Des Moines, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50308 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50308 [4]
    • 50308 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50308 (Des Moines, IA)

Recent credit card complaints originating from consumers in 50308, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50308

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50308

50308 is associated with the city of Des Moines, which is located in Polk County in the state of Iowa. [6]

IA Credit Cards

50308 Credit Cards

For more information about 50308 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50308

6. ^ United States Census Bureau