Comprehensive Local Credit Card Guide

Credit Cards in 50327 (Pleasant Hill, IA)

Credit Card Debt in 50327

^ Average credit card debt in 50327 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50327

^ Based on overall Iowa data, the credit card delinquency rate in Pleasant Hill is approximately 0.41%. ^[2]

Credit Scores in 50327

^ The average credit score in Pleasant Hill is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50327

Credit Card Debt in 50327

50327 Credit Card Debt
- The estimated average credit card debt for 50327 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50327

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50327 Credit Scores

Credit Scores in 50327
- Residents of 50327 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50327 (Pleasant Hill, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50327 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50327 ^[4]
- 50327 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50327 (Pleasant Hill, IA)

Recent credit card complaints originating from consumers in 50327, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50327

Complaint Issue	Number of Complaints*
Incorrect information on your report	5
Attempts to collect debt not owed	1
Charged fees or interest you didn't expect	1
Dealing with your lender or servicer	1
Getting a credit card	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50327

50327 is associated with the city of Pleasant Hill, which is located in Polk County in the state of Iowa. ^[6]

50327 Credit Cards

For more information about 50327 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50327

6. ^ United States Census Bureau