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Comprehensive Local Credit Card Guide

Credit Cards in 51023 (Hawarden, IA)

Credit Card Debt in 51023

^ Average credit card debt in 51023 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51023

^ Based on overall Iowa data, the credit card delinquency rate in Hawarden is approximately 0.41%. [2]

Credit Scores in 51023

^ The average credit score in Hawarden is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51023

Credit Card Debt in 51023


  • 51023 Credit Card Debt
    • The estimated average credit card debt for 51023 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51023


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51023 Credit Scores


  • Credit Scores in 51023
    • Residents of 51023 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51023 (Hawarden, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51023 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51023 [4]
    • 51023 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51023 (Hawarden, IA)

Recent credit card complaints originating from consumers in 51023, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51023

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 51023

51023 is associated with the city of Hawarden, which is located in Sioux County in the state of Iowa. [6]

IA Credit Cards

51023 Credit Cards

For more information about 51023 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51023

6. ^ United States Census Bureau