Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 51242 (Lester, IA)

Credit Card Debt in 51242

^ Average credit card debt in 51242 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51242

^ Based on overall Iowa data, the credit card delinquency rate in Lester is approximately 0.41%. [2]

Credit Scores in 51242

^ The average credit score in Lester is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51242

Credit Card Debt in 51242


  • 51242 Credit Card Debt
    • The estimated average credit card debt for 51242 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51242


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


51242 Credit Scores


  • Credit Scores in 51242
    • Residents of 51242 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51242 (Lester, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51242 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51242 [4]
    • 51242 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51242 (Lester, IA)

Recent credit card complaints originating from consumers in 51242, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51242

Complaint Issue Number of Complaints*
Dealing with your lender or servicer 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Iowa

About 51242

51242 is associated with the city of Lester, which is located in Lyon County in the state of Iowa. [6]

IA Credit Cards

51242 Credit Cards

For more information about 51242 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Iowa


Go

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51242

6. ^ United States Census Bureau