Comprehensive Local Credit Card Guide

Credit Cards in 51445 (Ida Grove, IA)

Credit Card Debt in 51445

^ Average credit card debt in 51445 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 51445

^ Based on overall Iowa data, the credit card delinquency rate in Ida Grove is approximately 0.41%. ^[2]

Credit Scores in 51445

^ The average credit score in Ida Grove is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 51445

Credit Card Debt in 51445

51445 Credit Card Debt
- The estimated average credit card debt for 51445 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 51445

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

51445 Credit Scores

Credit Scores in 51445
- Residents of 51445 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 51445 (Ida Grove, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 51445 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 51445 ^[4]
- 51445 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 51445 (Ida Grove, IA)

Recent credit card complaints originating from consumers in 51445, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 51445

Complaint Issue	Number of Complaints*
Incorrect information on your report	1
Opening an account	1
Problem with a credit reporting company's investigation	1

* Total 2021 - 2024 (current)

Additional information about Iowa

About 51445

51445 is associated with the city of Ida Grove, which is located in Ida County in the state of Iowa. ^[6]

51445 Credit Cards

For more information about 51445 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51445

6. ^ United States Census Bureau