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Comprehensive Local Credit Card Guide

Credit Cards in 52228 (Fairfax, IA)

Credit Card Debt in 52228

^ Average credit card debt in 52228 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52228

^ Based on overall Iowa data, the credit card delinquency rate in Fairfax is approximately 0.41%. [2]

Credit Scores in 52228

^ The average credit score in Fairfax is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52228

Credit Card Debt in 52228


  • 52228 Credit Card Debt
    • The estimated average credit card debt for 52228 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52228


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52228 Credit Scores


  • Credit Scores in 52228
    • Residents of 52228 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52228 (Fairfax, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52228 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52228 [4]
    • 52228 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52228 (Fairfax, IA)

Recent credit card complaints originating from consumers in 52228, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52228

Complaint Issue Number of Complaints*
Communication tactics 1
Other transaction problem 1
Struggling to repay your loan 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52228

52228 is associated with the city of Fairfax, which is located in Linn County in the state of Iowa. [6]

IA Credit Cards

52228 Credit Cards

For more information about 52228 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52228

6. ^ United States Census Bureau