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Comprehensive Local Credit Card Guide

Credit Cards in 52728 (Buffalo, IA)

Credit Card Debt in 52728

^ Average credit card debt in 52728 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52728

^ Based on overall Iowa data, the credit card delinquency rate in Buffalo is approximately 0.41%. [2]

Credit Scores in 52728

^ The average credit score in Buffalo is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52728

Credit Card Debt in 52728


  • 52728 Credit Card Debt
    • The estimated average credit card debt for 52728 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52728


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52728 Credit Scores


  • Credit Scores in 52728
    • Residents of 52728 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52728 (Buffalo, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52728 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52728 [4]
    • 52728 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52728 (Buffalo, IA)

Recent credit card complaints originating from consumers in 52728, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52728

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 3
Managing an account 1
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52728

52728 is associated with the city of Buffalo, which is located in Scott County in the state of Iowa. [6]

IA Credit Cards

52728 Credit Cards

For more information about 52728 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52728

6. ^ United States Census Bureau