Comprehensive Local Credit Card Guide

Credit Cards in 40121 (Fort Knox, KY)

Credit Card Debt in 40121

^ Average credit card debt in 40121 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 40121

^ Based on overall Kentucky data, the credit card delinquency rate in Fort Knox is approximately 0.7%. ^[2]

Credit Scores in 40121

^ The average credit score in Fort Knox is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 40121

Credit Card Debt in 40121

40121 Credit Card Debt
- The estimated average credit card debt for 40121 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

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40121 Credit Scores

Credit Scores in 40121
- Residents of 40121 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 40121 (Fort Knox, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 40121 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 40121 ^[4]
- 40121 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 40121 (Fort Knox, KY)

Recent credit card complaints originating from consumers in 40121, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 40121

Complaint Issue	Number of Complaints*
Incorrect information on your report	18
Problem with a company's investigation into an existing problem	13
Problem with a credit reporting company's investigation	9
Attempts to collect debt not owed	6
Improper use of your report	3
Other	8

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 40121

40121 is associated with the city of Fort Knox, which is located in Hardin County in the state of Kentucky. ^[6]

40121 Credit Cards

For more information about 40121 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40121

6. ^ United States Census Bureau