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Comprehensive Local Credit Card Guide

Credit Cards in 40311 (Carlisle, KY)

Credit Card Debt in 40311

^ Average credit card debt in 40311 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40311

^ Based on overall Kentucky data, the credit card delinquency rate in Carlisle is approximately 0.7%. [2]

Credit Scores in 40311

^ The average credit score in Carlisle is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40311

Credit Card Debt in 40311


  • 40311 Credit Card Debt
    • The estimated average credit card debt for 40311 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40311


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40311 Credit Scores


  • Credit Scores in 40311
    • Residents of 40311 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40311 (Carlisle, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40311 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40311 [4]
    • 40311 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 40311 (Carlisle, KY)

Recent credit card complaints originating from consumers in 40311, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 40311

Complaint Issue Number of Complaints*
Written notification about debt 2
Getting a line of credit 1
Problem with fraud alerts or security freezes 1
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 40311

40311 is associated with the city of Carlisle, which is located in Nicholas County in the state of Kentucky. [6]

KY Credit Cards

40311 Credit Cards

For more information about 40311 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40311

6. ^ United States Census Bureau