Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 40524 (Lexington, KY)

Credit Card Debt in 40524

^ Average credit card debt in 40524 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40524

^ Based on overall Kentucky data, the credit card delinquency rate in Lexington is approximately 0.7%. [2]

Credit Scores in 40524

^ The average credit score in Lexington is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40524

Credit Card Debt in 40524


  • 40524 Credit Card Debt
    • The estimated average credit card debt for 40524 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40524


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


40524 Credit Scores


  • Credit Scores in 40524
    • Residents of 40524 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40524 (Lexington, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40524 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40524 [4]
    • 40524 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 40524 (Lexington, KY)

Recent credit card complaints originating from consumers in 40524, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 40524

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Kentucky

About 40524

40524 is associated with the city of Lexington, which is located in Fayette County in the state of Kentucky. [6]

KY Credit Cards

40524 Credit Cards

For more information about 40524 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky


Go

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40524

6. ^ United States Census Bureau