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Comprehensive Local Credit Card Guide

Oakland Credit Cards

Credit Card Debt in Oakland

^ Average credit card debt in Oakland is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Oakland

^ Based on overall KY data, the credit card delinquency rate in Oakland is approximately 0.7%. [2]

Credit Scores in Oakland

^ The average credit score in Oakland is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Oakland, KY Credit Card & Personal Finance Statistics

Oakland Credit Card Debt


  • Credit Card Debt in Oakland
    • The estimated average credit card debt for Oakland residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Oakland Credit Card Calculator


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Oakland Credit Scores


  • Credit Scores in Oakland
    • Residents of Oakland, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Oakland, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Oakland cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oakland [4]
    • Oakland (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Oakland

Oakland is a city located in Warren County in the state of Kentucky, and has a population of approximately 225. [6]

KY Credit Cards

Oakland Credit Cards

For more information about Oakland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau