Credit Card & Personal Finance Statistics in 40741
Credit Card Debt in 40741
- 40741 Credit Card Debt
-
- The estimated average credit card debt for 40741 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 40741
40741 Credit Scores
- Credit Scores in 40741
-
- Residents of 40741 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 40741 (London, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 40741 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 40741 [4]
-
- 40741 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 40741 (London, KY)
Recent credit card complaints originating from consumers in 40741, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 40741
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
33 |
| Dealing with your lender or servicer |
4 |
| Improper use of your report |
3 |
| Managing an account |
2 |
| Struggling to pay mortgage |
2 |
| Other |
10 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 40741
40741 is associated with the city of London, which is located in Laurel County in the state of Kentucky. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
