Comprehensive Local Credit Card Guide

Credit Cards in 41017 (Ft Mitchell, KY)

Credit Card Debt in 41017

^ Average credit card debt in 41017 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 41017

^ Based on overall Kentucky data, the credit card delinquency rate in Ft Mitchell is approximately 0.7%. ^[2]

Credit Scores in 41017

^ The average credit score in Ft Mitchell is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 41017

Credit Card Debt in 41017

41017 Credit Card Debt
- The estimated average credit card debt for 41017 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 41017

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41017 Credit Scores

Credit Scores in 41017
- Residents of 41017 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 41017 (Ft Mitchell, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 41017 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 41017 ^[4]
- 41017 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 41017 (Ft Mitchell, KY)

Recent credit card complaints originating from consumers in 41017, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 41017

Complaint Issue	Number of Complaints*
Improper use of your report	24
Incorrect information on your report	14
Problem with a credit reporting company's investigation	9
Attempts to collect debt not owed	7
Trouble during payment process	7
Other	39

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 41017

41017 is associated with the city of Ft Mitchell, which is located in Kenton County in the state of Kentucky. ^[6]

41017 Credit Cards

For more information about 41017 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau