Comprehensive Local Credit Card Guide

Credit Cards in 42003 (Paducah, KY)

Credit Card Debt in 42003

^ Average credit card debt in 42003 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 42003

^ Based on overall Kentucky data, the credit card delinquency rate in Paducah is approximately 0.7%. ^[2]

Credit Scores in 42003

^ The average credit score in Paducah is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 42003

Credit Card Debt in 42003

42003 Credit Card Debt
- The estimated average credit card debt for 42003 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 42003

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

42003 Credit Scores

Credit Scores in 42003
- Residents of 42003 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 42003 (Paducah, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 42003 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 42003 ^[4]
- 42003 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 42003 (Paducah, KY)

Recent credit card complaints originating from consumers in 42003, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 42003

Complaint Issue	Number of Complaints*
Improper use of your report	79
Problem with a company's investigation into an existing problem	38
Incorrect information on your report	26
Problem with a credit reporting company's investigation	8
Managing an account	5
Other	23

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 42003

42003 is associated with the city of Paducah, which is located in McCracken County in the state of Kentucky. ^[6]

42003 Credit Cards

For more information about 42003 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42003

6. ^ United States Census Bureau