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Comprehensive Local Credit Card Guide

Coldstream Credit Cards

Credit Card Debt in Coldstream

^ Average credit card debt in Coldstream is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Coldstream

^ Based on overall KY data, the credit card delinquency rate in Coldstream is approximately 0.7%. [2]

Credit Scores in Coldstream

^ The average credit score in Coldstream is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Coldstream, KY Credit Card & Personal Finance Statistics

Coldstream Credit Card Debt


  • Credit Card Debt in Coldstream
    • The estimated average credit card debt for Coldstream residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Coldstream Credit Card Calculator


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Coldstream Credit Scores


  • Credit Scores in Coldstream
    • Residents of Coldstream, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Coldstream, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Coldstream cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Coldstream [4]
    • Coldstream (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Coldstream

Coldstream is a city located in Jefferson County in the state of Kentucky, and has a population of approximately 1,100. [6]

KY Credit Cards

Coldstream Credit Cards

For more information about Coldstream credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau