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Comprehensive Local Credit Card Guide

Credit Cards in 42458 (Spottsville, KY)

Credit Card Debt in 42458

^ Average credit card debt in 42458 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42458

^ Based on overall Kentucky data, the credit card delinquency rate in Spottsville is approximately 0.7%. [2]

Credit Scores in 42458

^ The average credit score in Spottsville is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42458

Credit Card Debt in 42458


  • 42458 Credit Card Debt
    • The estimated average credit card debt for 42458 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42458


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42458 Credit Scores


  • Credit Scores in 42458
    • Residents of 42458 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42458 (Spottsville, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42458 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42458 [4]
    • 42458 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 42458

42458 is associated with the city of Spottsville, which is located in Henderson County in the state of Kentucky. [6]

KY Credit Cards

42458 Credit Cards

For more information about 42458 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau