Credit Card & Personal Finance Statistics in 42701
Credit Card Debt in 42701
- 42701 Credit Card Debt
-
- The estimated average credit card debt for 42701 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 42701
42701 Credit Scores
- Credit Scores in 42701
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- Residents of 42701 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 42701 (Elizabethtown, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 42701 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 42701 [4]
-
- 42701 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 42701 (Elizabethtown, KY)
Recent credit card complaints originating from consumers in 42701, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 42701
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
139 |
| Attempts to collect debt not owed |
44 |
| Improper use of your report |
37 |
| Written notification about debt |
23 |
| Problem with a company's investigation into an existing problem |
16 |
| Other |
70 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 42701
42701 is associated with the city of Elizabethtown, which is located in Hardin County in the state of Kentucky. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
