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Comprehensive Local Credit Card Guide

Prospect Credit Cards

Credit Card Debt in Prospect

^ Average credit card debt in Prospect is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Prospect

^ Based on overall KY data, the credit card delinquency rate in Prospect is approximately 0.7%. [2]

Credit Scores in Prospect

^ The average credit score in Prospect is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Prospect, KY Credit Card & Personal Finance Statistics

Prospect Credit Card Debt

  • Credit Card Debt in Prospect
    • The estimated average credit card debt for Prospect residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Prospect Credit Card Calculator

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Prospect Credit Scores

  • Credit Scores in Prospect
    • Residents of Prospect, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Prospect, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Prospect cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Prospect [4]
    • Prospect (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Prospect

Prospect is a city located in Jefferson County in the state of Kentucky, and has a population of approximately 4,698. [6]

KY Credit Cards

Prospect Credit Cards

For more information about Prospect credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in KY

ZIP Codes in Kentucky



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau