Comprehensive Local Credit Card Guide

Credit Cards in 70047 (Destrehan, LA)

Credit Card Debt in 70047

^ Average credit card debt in 70047 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70047

^ Based on overall Louisiana data, the credit card delinquency rate in Destrehan is approximately 0.76%. ^[2]

Credit Scores in 70047

^ The average credit score in Destrehan is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70047

Credit Card Debt in 70047

70047 Credit Card Debt
- The estimated average credit card debt for 70047 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70047

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70047 Credit Scores

Credit Scores in 70047
- Residents of 70047 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70047 (Destrehan, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70047 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70047 ^[4]
- 70047 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70047 (Destrehan, LA)

Recent credit card complaints originating from consumers in 70047, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70047

Complaint Issue	Number of Complaints*
Improper use of your report	45
Incorrect information on your report	39
Problem with a company's investigation into an existing problem	18
Problem with a credit reporting company's investigation	4
Managing an account	3
Other	6

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70047

70047 is associated with the city of Destrehan, which is located in St. Charles County in the state of Louisiana. ^[6]

70047 Credit Cards

For more information about 70047 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70047

6. ^ United States Census Bureau