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Comprehensive Local Credit Card Guide

Credit Cards in 70762 (Oscar, LA)

Credit Card Debt in 70762

^ Average credit card debt in 70762 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70762

^ Based on overall Louisiana data, the credit card delinquency rate in Oscar is approximately 0.76%. [2]

Credit Scores in 70762

^ The average credit score in Oscar is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70762

Credit Card Debt in 70762


  • 70762 Credit Card Debt
    • The estimated average credit card debt for 70762 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70762


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70762 Credit Scores


  • Credit Scores in 70762
    • Residents of 70762 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70762 (Oscar, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70762 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70762 [4]
    • 70762 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70762 (Oscar, LA)

Recent credit card complaints originating from consumers in 70762, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70762

Complaint Issue Number of Complaints*
Improper use of your report 5
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70762

70762 is associated with the city of Oscar, which is located in Pointe Coupee County in the state of Louisiana. [6]

LA Credit Cards

70762 Credit Cards

For more information about 70762 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70762

6. ^ United States Census Bureau