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Comprehensive Local Credit Card Guide

Credit Cards in 71245 (Grambling, LA)

Credit Card Debt in 71245

^ Average credit card debt in 71245 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71245

^ Based on overall Louisiana data, the credit card delinquency rate in Grambling is approximately 0.76%. [2]

Credit Scores in 71245

^ The average credit score in Grambling is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71245

Credit Card Debt in 71245


  • 71245 Credit Card Debt
    • The estimated average credit card debt for 71245 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71245


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71245 Credit Scores


  • Credit Scores in 71245
    • Residents of 71245 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71245 (Grambling, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71245 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71245 [4]
    • 71245 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71245 (Grambling, LA)

Recent credit card complaints originating from consumers in 71245, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71245

Complaint Issue Number of Complaints*
Improper use of your report 18
Problem with a credit reporting company's investigation 12
Incorrect information on your report 7
Getting a credit card 1
Managing the loan or lease 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71245

71245 is associated with the city of Grambling, which is located in Lincoln County in the state of Louisiana. [6]

LA Credit Cards

71245 Credit Cards

For more information about 71245 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71245

6. ^ United States Census Bureau