Comprehensive Local Credit Card Guide

Credit Cards in 70342 (Berwick, LA)

Credit Card Debt in 70342

^ Average credit card debt in 70342 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70342

^ Based on overall Louisiana data, the credit card delinquency rate in Berwick is approximately 0.76%. ^[2]

Credit Scores in 70342

^ The average credit score in Berwick is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70342

Credit Card Debt in 70342

70342 Credit Card Debt
- The estimated average credit card debt for 70342 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70342

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70342 Credit Scores

Credit Scores in 70342
- Residents of 70342 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70342 (Berwick, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70342 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70342 ^[4]
- 70342 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70342 (Berwick, LA)

Recent credit card complaints originating from consumers in 70342, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70342

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	4
Incorrect information on your report	3
Improper use of your report	1

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70342

70342 is associated with the city of Berwick, which is located in St. Mary County in the state of Louisiana. ^[6]

70342 Credit Cards

For more information about 70342 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau