Comprehensive Local Credit Card Guide

Credit Cards in 71201 (Monroe, LA)

Credit Card Debt in 71201

^ Average credit card debt in 71201 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71201

^ Based on overall Louisiana data, the credit card delinquency rate in Monroe is approximately 0.76%. ^[2]

Credit Scores in 71201

^ The average credit score in Monroe is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71201

Credit Card Debt in 71201

71201 Credit Card Debt
- The estimated average credit card debt for 71201 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71201

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71201 Credit Scores

Credit Scores in 71201
- Residents of 71201 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71201 (Monroe, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71201 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71201 ^[4]
- 71201 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71201 (Monroe, LA)

Recent credit card complaints originating from consumers in 71201, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71201

Complaint Issue	Number of Complaints*
Incorrect information on your report	137
Improper use of your report	111
Problem with a company's investigation into an existing problem	19
Problem with a credit reporting company's investigation	16
Attempts to collect debt not owed	10
Other	41

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71201

71201 is associated with the city of Monroe, which is located in Ouachita Parish County in the state of Louisiana. ^[6]

71201 Credit Cards

For more information about 71201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71201

6. ^ United States Census Bureau