Credit Card & Personal Finance Statistics in 71273
Credit Card Debt in 71273
- 71273 Credit Card Debt
-
- The estimated average credit card debt for 71273 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 71273
71273 Credit Scores
- Credit Scores in 71273
-
- Residents of 71273 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 71273 (Ruston, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 71273 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 71273 [4]
-
- 71273 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 71273 (Ruston, LA)
Recent credit card complaints originating from consumers in 71273, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 71273
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
5 |
| Attempts to collect debt not owed |
1 |
| Improper use of your report |
1 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 71273
71273 is associated with the city of Ruston, which is located in Lincoln County in the state of Louisiana. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
