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Comprehensive Local Credit Card Guide

Credit Cards in 04008 (Bowdoinham, ME)

Credit Card Debt in 04008

^ Average credit card debt in 04008 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04008

^ Based on overall Maine data, the credit card delinquency rate in Bowdoinham is approximately 0.53%. [2]

Credit Scores in 04008

^ The average credit score in Bowdoinham is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04008

Credit Card Debt in 04008


  • 04008 Credit Card Debt
    • The estimated average credit card debt for 04008 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04008


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04008 Credit Scores


  • Credit Scores in 04008
    • Residents of 04008 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04008 (Bowdoinham, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04008 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04008 [4]
    • 04008 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04008 (Bowdoinham, ME)

Recent credit card complaints originating from consumers in 04008, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04008

Complaint Issue Number of Complaints*
Improper use of your report 12
Lost or stolen money order 1
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04008

04008 is associated with the city of Bowdoinham, which is located in Sagadahoc County in the state of Maine. [6]

ME Credit Cards

04008 Credit Cards

For more information about 04008 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04008

6. ^ United States Census Bureau