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Comprehensive Local Credit Card Guide

Credit Cards in 04070 (Scarborough, ME)

Credit Card Debt in 04070

^ Average credit card debt in 04070 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04070

^ Based on overall Maine data, the credit card delinquency rate in Scarborough is approximately 0.53%. [2]

Credit Scores in 04070

^ The average credit score in Scarborough is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04070

Credit Card Debt in 04070


  • 04070 Credit Card Debt
    • The estimated average credit card debt for 04070 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04070


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04070 Credit Scores


  • Credit Scores in 04070
    • Residents of 04070 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04070 (Scarborough, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04070 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04070 [4]
    • 04070 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04070 (Scarborough, ME)

Recent credit card complaints originating from consumers in 04070, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04070

Complaint Issue Number of Complaints*
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04070

04070 is associated with the city of Scarborough, which is located in Cumberland County in the state of Maine. [6]

ME Credit Cards

04070 Credit Cards

For more information about 04070 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04070

6. ^ United States Census Bureau