Credit Card & Personal Finance Statistics in 04101
Credit Card Debt in 04101
- 04101 Credit Card Debt
-
- The estimated average credit card debt for 04101 residents is $4,797. [1]
- Average credit card debt amount in Maine (all cities) is
3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 04101
04101 Credit Scores
- Credit Scores in 04101
-
- Residents of 04101 (ME) have an estimated average credit score of 712. [3]
- The average credit score in Maine (all cities) is
2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]
More 04101 (Portland, ME) Credit Stats
- Credit card delinquency rates in Maine [2]
-
- Maine residents (all cities) rank 31st in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 04101 who are more than 90 days late on payments
-
- Maine Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 04101 [4]
-
- 04101 (Maine) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 04101 (Portland, ME)
Recent credit card complaints originating from consumers in 04101, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 04101
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
34 |
| Getting a credit card |
7 |
| Improper use of your report |
5 |
| Dealing with your lender or servicer |
3 |
| Trouble during payment process |
3 |
| Other |
14 |
* Total 2021 - 2024 (current)
Additional information about Maine
About 04101
04101 is associated with the city of Portland, which is located in Cumberland County in the state of Maine. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
