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Comprehensive Local Credit Card Guide

South Portland Credit Cards

Credit Card Debt in South Portland

^ Average credit card debt in South Portland is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in South Portland

^ Based on overall ME data, the credit card delinquency rate in South Portland is approximately 0.53%. [2]

Credit Scores in South Portland

^ The average credit score in South Portland is approximately 712, based on collective Maine data. [3]

ME Credit Cards

South Portland, ME Credit Card & Personal Finance Statistics

South Portland Credit Card Debt


  • Credit Card Debt in South Portland
    • The estimated average credit card debt for South Portland residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

South Portland Credit Card Calculator


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South Portland Credit Scores


  • Credit Scores in South Portland
    • Residents of South Portland, ME have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More South Portland, ME Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • South Portland cardholders that are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in South Portland [4]
    • South Portland (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near South Portland, ME

Recent credit card complaints originating from consumers in 04106, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 12, 2013
04106
Payoff process
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
Yes
Feb 13, 2015
04106
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 15, 2015
04106
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
Yes
Jan 5, 2015
04106
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Mar 1, 2015
04106
Delinquent account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Mar 14, 2014
04106
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 2, 2015
04106
Other
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jul 21, 2015
04106
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jul 25, 2012
04106
Payoff process
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
Yes
Feb 5, 2014
04106
Customer service / Customer relations
DISCOVER BANK
Closed with explanation
Yes
No

Local Financial Institutions in South Portland

Banks in or near South Portland, ME

Local banks offering credit and financial products to residents of the community.

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ATMs in or near South Portland, ME

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near South Portland, ME

Local credit unions offering financial products to residents of the community.


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South Portland, ME Household Income Statistics

Income: South Portland vs. Maine

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South Portland, ME Income Breakdown

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Income: South Portland vs. Nation

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Additional information about Maine

About South Portland

South Portland is a city located in Cumberland County in the state of Maine, and has a population of approximately 25,002. [6]

ME Credit Cards

South Portland Credit Cards

For more information about South Portland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in ME

ZIP Codes in Maine


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau