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Comprehensive Local Credit Card Guide

Credit Cards in 04104 (Portland, ME)

Credit Card Debt in 04104

^ Average credit card debt in 04104 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04104

^ Based on overall Maine data, the credit card delinquency rate in Portland is approximately 0.53%. [2]

Credit Scores in 04104

^ The average credit score in Portland is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04104

Credit Card Debt in 04104


  • 04104 Credit Card Debt
    • The estimated average credit card debt for 04104 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04104


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04104 Credit Scores


  • Credit Scores in 04104
    • Residents of 04104 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04104 (Portland, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04104 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04104 [4]
    • 04104 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Maine

About 04104

04104 is associated with the city of Portland, which is located in Cumberland County in the state of Maine. [6]

ME Credit Cards

04104 Credit Cards

For more information about 04104 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau