Comprehensive Local Credit Card Guide

Credit Cards in 04240 (Lewiston, ME)

Credit Card Debt in 04240

^ Average credit card debt in 04240 is approximately $4,797, based on overall Maine data. ^[1]

Credit Card Delinquency in 04240

^ Based on overall Maine data, the credit card delinquency rate in Lewiston is approximately 0.53%. ^[2]

Credit Scores in 04240

^ The average credit score in Lewiston is approximately 712, based on collective Maine data. ^[3]

Credit Card & Personal Finance Statistics in 04240

Credit Card Debt in 04240

04240 Credit Card Debt
- The estimated average credit card debt for 04240 residents is $4,797. ^[1]
- Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 04240

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04240 Credit Scores

Credit Scores in 04240
- Residents of 04240 (ME) have an estimated average credit score of 712. ^[3]
- The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. ^[3]

More 04240 (Lewiston, ME) Credit Stats

Credit card delinquency rates in Maine ^[2]
- Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 04240 who are more than 90 days late on payments
- Maine Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 04240 ^[4]
- 04240 (Maine) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 04240 (Lewiston, ME)

Recent credit card complaints originating from consumers in 04240, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 04240

Complaint Issue	Number of Complaints*
Improper use of your report	73
Incorrect information on your report	52
Problem with a credit reporting company's investigation	24
Problem with a company's investigation into an existing problem	18
Managing an account	7
Other	43

* Total 2021 - 2024 (current)

Additional information about Maine

About 04240

04240 is associated with the city of Lewiston, which is located in Androscoggin County in the state of Maine. ^[6]

04240 Credit Cards

For more information about 04240 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maine

Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04240

6. ^ United States Census Bureau