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Comprehensive Local Credit Card Guide

Credit Cards in 04344 (Farmingdale, ME)

Credit Card Debt in 04344

^ Average credit card debt in 04344 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04344

^ Based on overall Maine data, the credit card delinquency rate in Farmingdale is approximately 0.53%. [2]

Credit Scores in 04344

^ The average credit score in Farmingdale is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04344

Credit Card Debt in 04344


  • 04344 Credit Card Debt
    • The estimated average credit card debt for 04344 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04344


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04344 Credit Scores


  • Credit Scores in 04344
    • Residents of 04344 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04344 (Farmingdale, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04344 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04344 [4]
    • 04344 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04344 (Farmingdale, ME)

Recent credit card complaints originating from consumers in 04344, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04344

Complaint Issue Number of Complaints*
Incorrect information on your report 10
Improper use of your report 4
Attempts to collect debt not owed 1
Closing an account 1
Managing an account 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04344

04344 is associated with the city of Farmingdale, which is located in Kennebec County in the state of Maine. [6]

ME Credit Cards

04344 Credit Cards

For more information about 04344 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04344

6. ^ United States Census Bureau