Credit Card & Personal Finance Statistics in 04457
Credit Card Debt in 04457
- 04457 Credit Card Debt
-
- The estimated average credit card debt for 04457 residents is $4,797. [1]
- Average credit card debt amount in Maine (all cities) is
3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 04457
04457 Credit Scores
- Credit Scores in 04457
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- Residents of 04457 (ME) have an estimated average credit score of 712. [3]
- The average credit score in Maine (all cities) is
2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]
More 04457 (Lincoln, ME) Credit Stats
- Credit card delinquency rates in Maine [2]
-
- Maine residents (all cities) rank 31st in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 04457 who are more than 90 days late on payments
-
- Maine Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 04457 [4]
-
- 04457 (Maine) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 04457 (Lincoln, ME)
Recent credit card complaints originating from consumers in 04457, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 04457
Complaint Issue |
Number of Complaints* |
Attempts to collect debt not owed |
1 |
Fees or interest |
1 |
Problem with a purchase shown on your statement |
1 |
Struggling to repay your loan |
1 |
* Total 2021 - 2024 (current)
Additional information about Maine
About 04457
04457 is associated with the city of Lincoln, which is located in Penobscot County in the state of Maine. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax