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Comprehensive Local Credit Card Guide

Credit Cards in 04634 (Franklin, ME)

Credit Card Debt in 04634

^ Average credit card debt in 04634 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04634

^ Based on overall Maine data, the credit card delinquency rate in Franklin is approximately 0.53%. [2]

Credit Scores in 04634

^ The average credit score in Franklin is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04634

Credit Card Debt in 04634


  • 04634 Credit Card Debt
    • The estimated average credit card debt for 04634 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04634


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04634 Credit Scores


  • Credit Scores in 04634
    • Residents of 04634 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04634 (Franklin, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04634 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04634 [4]
    • 04634 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04634 (Franklin, ME)

Recent credit card complaints originating from consumers in 04634, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04634

Complaint Issue Number of Complaints*
Incorrect information on your report 4
False statements or representation 2
Trouble during payment process 2
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04634

04634 is associated with the city of Franklin, which is located in Hancock County in the state of Maine. [6]

ME Credit Cards

04634 Credit Cards

For more information about 04634 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04634

6. ^ United States Census Bureau