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Comprehensive Local Credit Card Guide

Credit Cards in 04861 (Thomaston, ME)

Credit Card Debt in 04861

^ Average credit card debt in 04861 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04861

^ Based on overall Maine data, the credit card delinquency rate in Thomaston is approximately 0.53%. [2]

Credit Scores in 04861

^ The average credit score in Thomaston is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04861

Credit Card Debt in 04861


  • 04861 Credit Card Debt
    • The estimated average credit card debt for 04861 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04861


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04861 Credit Scores


  • Credit Scores in 04861
    • Residents of 04861 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04861 (Thomaston, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04861 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04861 [4]
    • 04861 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04861 (Thomaston, ME)

Recent credit card complaints originating from consumers in 04861, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04861

Complaint Issue Number of Complaints*
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04861

04861 is associated with the city of Thomaston, which is located in Knox County in the state of Maine. [6]

ME Credit Cards

04861 Credit Cards

For more information about 04861 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04861

6. ^ United States Census Bureau