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Comprehensive Local Credit Card Guide

Credit Cards in 04954 (New Portland, ME)

Credit Card Debt in 04954

^ Average credit card debt in 04954 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04954

^ Based on overall Maine data, the credit card delinquency rate in New Portland is approximately 0.53%. [2]

Credit Scores in 04954

^ The average credit score in New Portland is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04954

Credit Card Debt in 04954


  • 04954 Credit Card Debt
    • The estimated average credit card debt for 04954 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04954


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04954 Credit Scores


  • Credit Scores in 04954
    • Residents of 04954 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04954 (New Portland, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04954 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04954 [4]
    • 04954 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04954 (New Portland, ME)

Recent credit card complaints originating from consumers in 04954, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04954

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04954

04954 is associated with the city of New Portland, which is located in Somerset County in the state of Maine. [6]

ME Credit Cards

04954 Credit Cards

For more information about 04954 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04954

6. ^ United States Census Bureau